What Is a Judgement Lien?: The Basics, Explained

Did you know that every year roughly forty million lawsuits are filed? If you’ve been sued by someone and they win some type of money settlement against you, then the courts need a way to collect that money.

That’s where a judgment lien comes into play. But what exactly is a judgment lien? And what are the different types? If you want to learn the answer to this question and more, then you’re in the right place. Keep reading to find out the basics behind this litigation term. Let’s get started

What Is a Judgement Lien?

Before we learn about judgment liens, it’s important to first know what a lien is. A lien is a legal right or claim that someone or something has against assets like property or items.

These assets are used to satisfy debts related to lawsuits. So, what’s a judgment lien? This is a type of lien that takes without your consent (or agreement).

This type of lien can only be reached when someone successfully sues you and reaches a money judgment. They are also usually only issued when you’ve failed to fulfill your contractual obligations.

What Are the Different Types of Judgement Liens?

At the end of the day, any property you own is up for grabs when a judgment lien is listed. However, depending on the value (and the costs of repairing/selling it) a judge might issue it only on certain parts of your property.

Here are some of the common areas of the property that judgment lien is often attached to:

  • A judgment lien on your real estate property
  • A judgment lien of your personal property (property other than real estate
  • A judgment lien on your vehicles.

How Does It Differ From a Civil Judgement?

It’s easy to get a judgment lien confused with a civil judgment. However, there is an important distinction between the two concepts. Civil judgments are a ruling handed down by the courts.

With these judgments, it’s up to the winning party to collect whatever is owed. However, if the losing party doesn’t pay, then a judgment lien can be issued to force them to hand over any assets that might pay their money judgment. Make sure to check out this article if you want to learn more about civil judgement.

Want More Content? Keep Exploring

We hope this article helped you answer the question, What is a judgment lien? As you can see, this type of court decision has the potential to completely upend your life. As such, if you’re still confused, then you should hire a legal expert to explain it to you in more detail.

They can also give you some helpful advice on the best way to proceed with your specific financial situation. Did you enjoy this article? If the answer is yes, then you’re in the right place. Keep reading to find more topics that you’re sure to love.


Hemant Kumar
Hemant Kumar is a project manager at Tridindia with more than nine years of commendable experience in writing about LMS, translation, and IT. His unmatched talent and passion for digital marketing gave him the opportunity to work as a multi-tasking project manager at TridIndia’s sister company, Link Building Corp. Today, he contributes to the world by imparting knowledge on SEO, link building and internet marketing etc., that helps business owners grow their online business.